Best UPI Apps & Online Recharge Websites in India

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Let us see the features of the mostly used UPI apps & Online Recharge websites in India. All of us have heard the word Bhim App UPI many times while talking about online transactions. So before knowing about the websites, we should know what is a UPI? A UPI is a payment system which stands for Unified Payment Interface. This system is used as a common platform by all the banks to transfer the money from one account holder to another account holder.



Owner: Axis Bank
Services: Recharge and Bill Payment

Freecharge is a Online Recharge site which is completely in light of web-based business. It is begun in the year 2010 and has it’s headquarter in Gurgaon India. It is an entirely claimed auxiliary of Axis Bank Limited and is India’s No.1 installments application at the present time. Clients the nation over utilize FreeCharge to make paid ahead of time, postpaid, DTH, metro revive and service charge installments for various specialist organizations. Freecharge propelled its wallet in September 2015 and clients are as of now utilizing it to pay over all major online stages and disconnected stores like Shoppers Stop, McDonald’s, Cinepolis, HomeStop, Crosswords, Hypercity and notwithstanding for E-Rickshaws, the rundown is developing by the day.

Freecharge has additionally begun its Chat-n-Pay benefit which is about social installments. It is a drawing in and secures route for you to Chat-n-Pay your companions, family, and vendors in under 5 seconds. It additionally empowers traders, little or vast to acknowledge computerized installments in under 1 minute in the wake of enrolling on the FreeCharge App.

Highlights of Freecharge

  1. A simple and moment energizing procedure
  2. A problem free online experience
  3. A protected and secure installment process
  4. Best rebates accessible in the market
  5. Basic voucher recovery with no concealed expenses or some other complex terms and conditions

Freecharge Offers

Freecharge gives a portion of the best recharge offers to its clients in the DTH, Prepaid, and Postpaid revive. You don’t need to pay the maximum for your bills, as you can discover best of offers on the power charge, gas charge installments, landline charge installments, and metro revives, across the board put. You can spare your opportunity by finishing exchanges inside seconds, because of the all around composed simple UI. Freecharge gives Freecharge promo code, Freecharge coupons, and other energizing Freecharge offers. You can likewise change to Auto Pay and leave the issues of filling subtle elements various circumstances behind. Make secure exchanges with the main safeguarded wallet of India, while you win talk time, profit money back and offers for power charge installments and pick up advantages of free energize offers. You can pay with FreeCharge crosswise over 2 lakhs+ on the web and disconnected pay focuses.

Freecharge Latest Offers

In Freecharge most recent offers, you will get energizing offers on your most loved nourishment outlets like Domino’s, CCD and McDonald’s or offers from BookMyShow and for rebates on your day by day measurements of stimulation. You can spare each time you go with IRCTC, Cleartrip or Goibibo and shop in a hurry with SnapDeal, eBay, and Shopperstop. Coupons, offers, and rebates turn into an absolute necessity have with FreeCharge as they are devoted to giving you the most compensating bargains, dependable. Try not to pressure yourself an excessive amount of on the grounds that you can get best offers on Urbanclap and Printvenue for all your utility administrations at your doorstep. Utilize the main protected and most remunerating portable wallet, FreeCharge to pay crosswise over lakhs of vendors, both on the web and retail for all your every day installments, reserve funds, shared assets, gifts and considerably more!

Freecharge coupons

Freecharge gives a portion of the best coupons to their clients in the energies which can be utilized effectively on the retailers and nourishment joints or for eat outs, music, gaming, basic supplies, motion pictures, and then some. The greater part of the Freecharge coupons is given for Puma, Domino’s Pizza, Jet Airways, McDonald’s, Cafe Coffee Day, Shoppers Stop, and Barista. A few coupons which are constantly substantial are NEW50, NEW75, and some more. Numerous coupons are given time to time to the faithful clients of the Freecharge as these are the reasons which have made Freecharge India’s No.1 Online Recharge App.



Services: online recharge and mobile payments, shopping, and money transfers

MobiKwik is a site which depends on giving advanced wallets and installment frameworks to its clients. It is begun in the year 2009 and has its headquarter in Gurgaon. It serves in India as it were. MobiKwik is accessible for use at in excess of 2,50,000 on the web and disconnected roads. Get kwik, bother free installments that are super-secure! Utilize the wallet application to peruse the greatest on the web, retail and form stores. Move now!

MobiKwik is super-protected. Every single penny put away in your wallet is all around represented. You can likewise utilize the additional in-application security settings accessible on every portable stage MobiKwik is operational on. These are Android, Windows, and iOS. All administrations of MobiKwik are additionally accessible by means of a work area site and a portable site. The application of MobiKwik is all around composed that it remembers the client with poor web network and ensures that they can likewise utilize it proficiently. MobiKwik is likewise a semi shut wallet which is approved to Reserve Bank of India since the year 2013 and as of late it has tied up with the IDFC bank to dispatch a virtual Visa prepaid card for the clients of the MobiKwik.

Highlights of MobiKwik

  1. Safe and Secure Payments: No compelling reason to share your significant installment subtle elements on each other site you shop at. Simply utilize MobiKwik to shop from anyplace you need.
  2. Quickest Checkout: With the single tick process, MobiKwik has turned into the Kwikest checkout choice when you are shopping on the web.
  3. Numerous Payments: Store cash once and make different exchanges with MobiKwik.
  4. Rebates and Offers: Get select rebates and money back at accomplice sites when you pay with your MobiKwik wallet.

MobiKwik Offers

MobiKwik is giving extremely successful Mobikwik offers & mobikwik promo code nowadays on revives, charge installments, nourishment, the basic need, voyaging, shopping, and saving money. Some notable brands which are related with MobiKwik are BookMyShow, Café Coffee Day, Domino’s Pizza, Sagar Ratna, Big Bazaar, Pizza Hut, TastyKhana, JustEat, PVR, eBay, Jabong, Snapdeal, Shopclues, HomeShop18, Naaptol, Pepperfry, Uber India, Fashionara, FashionAndYou, MakeMyTrip, Ferns N Petals, and the sky is the limit from there. MobiKwik installment can likewise be utilized as a part of Uber drives as it has as of late joined forces with Uber India and by this, the drivers of Uber can utilize MobiKwik to process their installments.

MobiKwik SuperCash

In straightforward term, MobiKwik SuperCash is a sort of money (like Rupee, Dollar, Euro and so forth.) that Mobikwik has presented. The present swapping scale of Mobikwik SuperCash is:

1 Mobikwik SuperCash = 1 Rupee

All the cash back you get from different offers on Mobikwik is credited in the type of SuperCash in your Mobikwik Wallet. There are a few principles/limitations related to Mobikwik SuperCash, some of them as takes after:

  1. Mobikwik SuperCash can’t be changed over into unadulterated INR (Indian Rupee) or some other type of cash. You can just “Utilize” them while purchasing an arrangement on Mobikwik stage or utilizing Mobikwik wallet.
  2. While purchasing an arrangement utilizing/on Mobikwik, you can just utilize 10% of Mobikwik SuperCash adjust. Assume you purchase an arrangement worth Rs. 100 utilizing Mobikwik, and your Mobikwik wallet contains 300 SuperCash, at that point you can utilize Rs.30 from SuperCash adjust to purchase the arrangement. Remaining Rs.70 must be paid from INR(Rupee) adjust of your Mobikwik wallet. This percent estimation of SuperCash utilization differs as indicated by the sort of giving you are purchasing.
  3. As indicated by Mobikwik, you need no less than 100 (approx.) SuperCash in your wallet with a specific end goal to utilize them while executing.
  4. Mobikwik SuperCash accompanies a Validity time of 3 months. After this period, all the SuperCash adjust in your wallet will be futile.



PhonePe is an organization which is completely in view of online installments through UPI. It is begun in the year 2015 and has it’s headquarter in Bangalore. It serves in India as it were. PhonePe is called India’s first UPI application. It is first propelled by two ex Flipkart representatives Sameer Nigam and Rahul Chari as a semi-shut versatile wallet. In March 2016, Flipkart purchased this application from them. At that point in August 2016, Flipkart propelled it as a portable wallet cum UPI application. That is the reason the virtual installment address of this application closes with @ybl.

PhonePe Offers

PhonePe gives you a computerized versatile wallet for quicker discounts and money backs from our dealer accomplices. You can spend your wallet adjust or pull back it into your connected bank account(s) in one snappy swipe. With more than 70 billers live on the PhonePe App you can do speedy and simple energizes for mobiles, DTH, information cards and furthermore pay gas, power, landline, and other service bills.

The most effective method to Download PhonePe App

The PhonePe App is accessible at Google play store. You can specifically look Phonepe App to get the download interface. The organization is advancing it intensely consequently you can see the PhonePe promotion once you look for a UPI application.

The PhonePe application for iPhone is additionally accessible. You can download it from App store of the iOS working framework.

Highlights of PhonePe App

PhonePe has various awesome highlights. The most vital element of the application is UPI bolster. PhonePe’s UPI include isn’t constrained to sending and getting cash as it were. You can utilize its UPI highlight to pay for some, different administrations.

As PhonePe isn’t only a UPI application, however, a versatile wallet too. You can utilize it to pay your bills, revive and even to pay protection premiums. Likewise, you can send cash to another PhonePe wallet utilizing QR code. Every one of these exchanges should be possible utilizing UPI and an additional charge and Visas.

The primary highlights of the PhonePe application are recorded underneath:

  1. Send cash to contacts, VPAs, and financial balances
  2. Demand cash from contacts and VPAs
  3. Split bills between contacts or VPAs
  4. Revive versatile, Datacard, and DTH
  5. Pay power, landline, broadband and gas bills
  6. Protection premiums
  7. Pay to people or at stores having PhonePe application introduced
  8. Purchase Digital Gold through Phonepe. You can likewise take conveyance.

Some more UPI particular highlights are likewise there, for example, adjust request, set MPIN, change MPIN and reset MPIN.

PhonePe Flipkart Offers

Flipkart offers various installment strategies including card-on-conveyance, web managing an account, or installment by credit and charge cards. To additionally rearrange online installments, Flipkart offers the PhonePe wallet application. The PhonePe application enables you to make exchanges free of cost. Presently you can trade or restore your request to Flipkart and get the discount in your PhonePe wallet. You can even pull back this wallet adjust immediately to your financial balance at no additional charge.

My Airtel

My Airtel App was begun in the year 2016 with the Airtel Payments Bank Limited. It was produced to help clients in dealing with every one of the administrations gave via Airtel on one stage. This application helps individuals in paying bills, energizes, deals with their Airtel Payments Bank accounts, and furthermore helps in the exchanges made by them. The Airtel Payments Bank was the primary organization which got a permit of installments bank from the RBI in the year 2016.

In My Airtel App, you are furnished with free coupons in Airtel Surprises on each bill installment or revive done by you. Simply revive with any sum and get offers on each energizes exchange. They likewise have extraordinary revive offers planned particularly for you on energizes and charge installments. You can likewise utilize I Want to highlight to spare you frequent charge installments and revives on your home screen. The principle highlight of this application is that a man can deal with his/her entire family’s DTH, postpaid, paid ahead of time, and Broadband/Landline accounts at a solitary place.

What does My Airtel App offer?

My Airtel App is utilized as a part of the Airtel’s installments. It gives different administrations like energies, charge installments, and oversees Airtel accounts. A portion of the keys offers and administrations of My Airtel application are as per the following:

  1. Paid ahead of time

– Enjoy select offers; energizing arrangements and coupons on online revive with the installments application

– View levy designs of full talk time, top-ups, night packs, day by day packs, SMS, web packs, meandering packs, 4G, 3G and 2G utilization, prepaid versatile revive

– Claim your handset packaged offer from the online energize application to appreciate stunning advantages

– You can purchase worldwide meandering packs from the versatile revive APP

– Repeat your continuous prepaid versatile online energize in a hurry

– Alerts for your information use and go in for speedy energize for more information packs

– Lets you enact family to impart few ticks

  1. Airtel Payments Bank Account

– Your portable number turns into your financial balance number

– You win a high-loan cost of 7.25% p.a. on your funds adjust

– Free individual mishap protection of Rs. 1 lac

– Talk-time comparable to the cash kept at the season of record opening

– Account opening, money store and money withdrawal at any of our Banking Points

– Pay charges, make online installment and do energize helpfully

– Use Airtel UPI to exchange the cash from your telephone

– Easy cash exchange from your telephone

– Cashless installments at a huge system of our dealers

– Option to pay at more than 1 lac web-based business locales utilizing the online plastic

  1. Postpaid

– Use the application to enlist and get postpaid bills on your email. On the off chance that you have overlooked the watchword to recover your charge, you can ask for the same through the application

– You can check the credit furthest reaches of your versatile postpaid record from the application

– Details of Data Balance, Account adjust, Bills, Bill design, and Unbilled sum

– Alerts for your information utilization and offers for more information packs

  1. DTH

– Repeat your continuous DTH energize in a hurry

– Enjoy selective offers, energizing arrangements, and coupons on simple revive of DTH of all administrators

  1. DSL/Broadband

– Enjoy a 100% secure exchange on all your broadband bill installment with PCI-DSS.

– View tax gets ready for broadband and settled a line/landline charge installment.

– You can check the history and status of your past administration ask for from Smartbyte utilization detail APP. You can see the measure of information that has been obtained and expended as Smartbytes.


State Bank of India (SBI) presented an e-wallet named SBI Buddy in August 2016 to advance cashless exchanges among the subjects of the nation. Nonetheless, few individuals focused on it or other advanced wallets until the day after the declaration of demonetization. From November 9, 2016, onwards, Indians understood the need of e-wallets and began downloading them on their cell phones. Some of these applications have turned out to be very prevalent from that point forward and one of the driving applications individuals are utilizing consistently is SBI Buddy.

SBI Buddy, already known as the rupee, is an e-wallet application that you can introduce from your Google Play or Apple App Store. You can begin utilizing it by basically enrolling your versatile number. Truth be told, you don’t need a record in SBI to utilize SBI Buddy.

One of the USPs of SBI Buddy is that it is accessible in 13 dialects. When you have downloaded the SBI Buddy application, you can enroll your versatile number to begin utilizing it. Being an advanced wallet, you have to subsidize it by adding cash to begin making charge installments or sending cash.

It is a free application, you just should be associated with the web to utilize it.

How does SBI Buddy function?

  • First-time clients Sign Up by swiping to one side
  • Load cash into your wallet
  • Transfer cash to your contacts on the phonebook
  • Recharge your portable/DTH and pay bills
  • Shop on the web and book motion pictures, flights, and lodgings
  • Transfer cash in a split second to your financial balance
  • 24*7 client bolster: Write to us at [email protected]

All you require:

  • A Non-Rooted Android telephone
  • Access to Internet information benefits either through the remote office or 4G/3G/GPRS/Edge
  • The smooth working of use subjected to the gathering nature of your information design

Who is qualified for SBI Buddy?

Any Indian resident over 10 years old and holding a substantial portable number is qualified to download and utilize the SBI Buddy App and its administrations.

Should I be an SBI client to utilize SBI Buddy?

No, you shouldn’t be an SBI client to utilize the SBI Buddy e-wallet. Be that as it may, SBI clients do have leverage over non-clients since SBI offers a “Catalyst Your Wallet” alternative to them. SBI Account holders can utilize their SBI platinum card or net managing account accreditation to have higher exchange limits, up to Rs 1,00,000 in SBI Buddy.

SBI Buddy Offers

Some of the best offers of SBI Buddy are as follows:

  1. Attractive EaseMyTrip Offers for YOU on Flights, Hotels, Movie Tickets!
  2. Discounted Treats for SBI Buddy Users: Buy One Get One FREE
  3. Flowery Offers Cone your Way from get Rs. 250/- OFF
  4. India Gift Portal: 20% off on ALL Products at
  5. Amazing Discount Scheme: Book Smart and Get Flat 100 Rs. off/-
  6. RuPay Offers for SBI Buddy Users: Get Rs. 25 CASHBACK when you Add Rs 200 or More
  7. Flat 20% OFF for State Bank Buddy App Users
  8. TravelYaari: FLAT Rs. 100 OFF on your Next Bus Bookings
  9. FLAT 10% OFF*
  10. HUGE Discounts that will make you say “Wow!”


PayZapp is an entire installment arrangement enabling you to pay in only One Click. It’s gives you a chance to revive your versatile, DTH and information card, pay service bills, analyze and book flight tickets, transport, and inns, shop, purchase motion picture tickets, music, and staple goods, profit awesome offers at SmartBuy, and send cash to anybody in your telephone directory.

It’s advantageous, quick and secure. Connection your Debit and Credit Card once and pay over and over. No compelling reason to re-stack cash over and over. Besides, your card subtle elements are secure with the bank and not put away on your cell phone or on executing locales. It utilizes an exclusive innovation that behaviors three security checks for every exchange.

Highlights of Payzapp

  1. Revive/Utility Bills: No additionally remaining for quite a long time in a line for your bill installment consistently
  2. Travel installments: Get the best of offers for air, transport, in administrations among a few different alternatives
  3. Shopping Payments: Opt for a helpful shopping background like no other.
  4. Motion picture Ticket Purchases: Catch the most recent motion picture at the best costs.
  5. Feasting and Home services: Seamless installment choices for all your sustenance and home administrations
  6. Taxi Service: Get a problem-free transport benefit with simple installment openings
  7. Shopping for food: Opt for one stop look for all your basic need needs and have them conveyed to your doorstep.
  8. Include/Send Funds: Make a cash exchange to a portable number or an email ID when required.
  9. Unique Offers: Get incredible offers, rebates, and plans from top brands accessible

Payzapp Offers

A portion of the best offers as per the following:

  1. SmartBuy Offer

Subtle elements:

– For all exchanges where you pay by means of PayZapp on SmartBuy.

– Up to 25,000 RP in one installment cycle for Mastercards

– Up to Rs.250/ – for platinum cards and PayZapp wallet

  1. Offer Name: Recharge

Subtle elements:

– Min. exchange adds up to be Rs.200.

– Offer Applicable for exchanges on all days

– Maximum money back per client is Rs.50

– The client can profit this offer once

  1. Offer Name: mVISA Scan to Pay

Subtle elements:

– Ask the clerk for POS ‘Sweep and Pay ‘. Sign on to PayZapp>DigiPOS machine ‘Bharat QR’ – > Scan the QR and Pay with PayZapp.

– Cashback will be auto-credited to your Visa cards or PayZapp Visa card within 30 working days after the date of the exchange made

  1. Offer Name: Flight Offer

Subtle elements:

– Minimum buy of Rs.4000 for both local and worldwide

– Visit – > Use rebate code – > Proceed to look at – > Pay with PayZapp

– The client can profit offer just once in a month

  1. Offer Name: Stock your Kitchen

Points of interest:

– Bigbasket application Checkout page – > Choose PayZapp- > Enter Secure stick – > Select and Apply promo code’GROC200′ – > Choose a card and pay with PayZapp

– Flat Rs.200 cash back per user(Rs.200 cash back to source card(Credit/Debit Card or PayZapp wallet)

– The customer can benefit offer just once in a month

  1. Offer Name: All on the web, Any site

Points of interest:

– Load cash > Menu-> PayZapp card – >know your card number – > Use as Prepaid card at any online trade exchange.

– Cash back offers not substantial on different wallets stacking *.T&C Apply.

  1. Offer Name: Hotel Offer

Subtle elements:

– After the effective exchange, cash back would be auto-credited within 30 days.

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